Nov 25

With a Reverse Mortgage, Your Home Can Pay You to Live in it

By Joe Pujol

What is a reverse mortgage? A reverse mortgage, more properly a Home Equity Conversion Mortgage (HECM), is a Federal Housing Authority (FHA) mortgage that’s designed to help senior citizens age with dignity by remaining in their homes. With a reverse mortgage, seniors 62 and older are eligible to withdraw up to 50% of the appraised value of […]

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Feb 24

What Happens to Your Pets When You Die?

By Joe Pujol

If you have pets, my guess is that you love them as much as you do your children, but I’m also guessing that you have not provided any written or, better yet, legally documented instructions about what should happen to them, if you become incapacitated or when you die. If you have, read this article […]

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Feb 10

False Security: Is Your Will Legally Valid?

By Joe Pujol

A last will and testament can ensure your wishes are respected when you die. But if your will isn’t legally valid, those wishes might not actually be carried out, and instead the laws of “intestate succession” would apply, meaning that the state decides who gets your stuff, and it’s very likely not to be who […]

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Jan 27

4 Things Trusts Can Do That Wills Can’t

By Joe Pujol

Both wills and trusts are estate planning documents that can be used to pass your wealth and property to your loved ones upon your death. However, trusts come with some distinct advantages over wills that you should consider when creating your plan.That said, when comparing the two planning tools, you won’t necessarily be choosing between […]

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